CASH or NON-QM Loans ONLY (min 25% Down)! SELLER WILL CONSIDER HOLDING A MORTGAGE note @ 6.9% interest for first 12 months with a minimum down payment of 40% OR 20% down payment with NEGOTIABLE interest rates - TBD!!! Scroll below for details.for 1-2 Years!!! Lower than many banks currently! Itopia Private Residences. This gorgeous one bedroom and one bathroom condo has maple kitchen cabinets, granite countertops, light, bright appliances, washer & dryer included, high ceilings, tile floors throughout, located on the 1st floor with screened in patio/storage. Itopia Private Residences is gated community and offers 2 heated swimming pools, 2 hot tubs overlooking the lake, clubhouse full kitchen for entertainment, Fitness Center with Plasma TV’s, Sauna, Business center with free Wi-Fi, Theatre Room for watching movies and sports, I-pod and I-box access, Racquetball court /Basketball Half court, tennis & Volleyball court. Conveniently located to Downtown St Pete, Tampa via I-275 or Gandy Bridge, MacDill AFB, and Pinellas Beaches!!! Building-5 is right next to a tranquil pond with fountain and adjacent to "Lighted" Tennis Courts! GREAT INCOME PROPERTY, 2ND HOME OR PRIMARY RESIDENCE!!! Buyers must have Proof of Funds for Down Payment, Cash Purchase or Non-QM Loan Pre-Approval Letter (w/ min 25% DP)!!!